We’ve heard of insurance for health, accident, car, travel… but have you heard of mortgage insurance? Most importantly, how is it useful and do you need it? Do you need Home Insurance in Singapore? Why Do I Need Mortgage Insurance? A mortgage loan might be the biggest purchase you ever make in your life. Most …
Should You Borrow From Legal Moneylenders? Thanks to the revised rules for moneylenders in Singapore, potential borrowers now have more transparency on the amount of interest they will need to pay with such loans. In the past, licensed moneylenders in Singapore can charge between 13 to 20 percent interest on loan amounts, and that’s not …
UOB One Card For credit card users who love cash rebate, the UOB One Card should be very familiar to you. Giving up to 5% cash rebate for all purchases, it is considered the most generous cash rebate card in Singapore. Other than just quarterly cash rebate, customers can also enjoy a huge variety of …
Looking to buy a new house this year? Investing in a new car after getting a fat bonus? This would likely mean that you need to take a loan for that big ticket item. But before you are able to take out a loan, have you wondered about how you rank on the credit-worthiness scale? …
Taxi Credit Card Payment One of the biggest gripes you hear from credit card account holders is the way that some retailers will add a credit card surcharge on top of the price. It’s annoying because so many people use credit cards to buy things, and think that the companies involved should factor processing charges …
Pay for your taxi ride by credit card – with no surcharge! Read More »
Are you worried about who knows your credit card details? You should be. With identity theft rampant, it’s up to you to keep your card details secret and to ensure that no crook gets the chance to have a field day with your hard-earned cash. We take card security very seriously at Enjoy Compare, and …
Your credit card details are safe, government says Read More »
Month after month we tell our readers and customers how lucky they are to be in Singapore, where we have what are the world’s best offers on premium credit cards. As a truly affluent nation with a limited number of bank customers, all the credit card Credit Card Companies know that they have to fight for …
Australian credit card users catch on to Singapore travel offers Read More »
We’ve already spoken about the ridiculous system of credit card surcharges gouging extra money out of card holders. We think that a ten per cent surcharge on some purchases is scandalous, particularly when the bank processing fee can be as little as one to three per cent. The rest – of course – being sheer …
Credit card purchases – check for fees, says MAS Read More »
The Crime Prevention Council and Singapore Police force has recently launched an anti-scam campaign to raise awareness of online scams in Singapore. The number of people falling prey to the 10 worst online scams went up by 156% from 806 cases in 2013 to 2064 last year, according to the statistics from the police. The …
Low Credit Rating? Our British pals have a saying: “The pound in your pocket”. It describes how the world of big money eventually filters down to affect your everyday life and your family’s budget. Coined in 1967 by then Prime Minister Harold Wilson, it’s as true today as it was then. However, we’ll be the …
Low credit rating? Why Singapore’s credit bureau set-up needs to change Read More »
Mobile Credit Cards Payments Taking your credit card onto your mobile device is getting easier and easier, and shoppers around the world are beginning to think nothing of buying goods and services through their phones and tablets without having to take the plastic out of their wallets. Advances in security mean that it is becoming …
Investment-linked products(ILP) are often marketed as the investment component of an insurance product. Your premiums are used to buy units in investment–linked sub-fund(s) of your choice. While some of you may not be financially-savvy enough to invest on your own, does buying ILPs ensure you get the returns expected from investing? What is an investment-linked …
Best Bank Accounts Singapore is ranked one of the biggest savers in the world, but just how many bank accounts do you need? Managing all these accounts can be time-consuming and confusing, which is why many people want to streamline. It may seem simple – one bank account for daily expenditures and one account for …
If you’ve been tempted to apply for a credit card, or already have one, there are a few simple rules to make sure that you make the most out of them.
Are you looking to make a investment in an overseas property, are you interested in what home loans are available.
Finding the Best Student Credit Cards One of the requirements of applying for a credit card is a minimum income requirement and as a student we know this is out of your reach. While we understand the logic is to ensure applicants are able to pay their credit card bills and to avoid default, there …
A credit card is indeed a double-edged sword, and those who do not know it well may totally shun it. However, the wise control them instead of be controlled by the card. Credit card rewards and privileges are the main attraction for consumers to sign up for cards. If you know you are going to spend the money anyway, why not use a credit card to pay and enjoy the perks that comes with it?
So what do you do with the two hours you spend on social media a day? Checking pictures of your friend’s food adventures? Dreaming about vacations or playing social media games? How about using that time to help you save money?
Home Loans are one of the biggest financial investments we make in our lives and finding the best loan rate or mortgage isn’t easy, so what should you look out for?
Easy Ways to Cut your Daily Spending How much do you spend on a daily basis? Do you spend $6 on a gourmet cappuccino or do you order a Kopi from the local kopitiam? Costs are definitely rising in Singapore, while wages fail to match up. According to a recent survey by Mastercard, Singaporeans are …