Standard Chartered CashOne

Apply today and enjoy an affordable loan rate of 3.48%p.a.

Read More

Get cash disbursed to any existing bank account of your choice.
Receive a Platinum Visa Credit Card if you have an annual income of S$30,000 and above.
Enjoy a low interest rate as low as 3.48% p.a.

Receive 50% off your first month’s instalment in the form of a cashback.

Review Text
Loan Details
Lender Details

Loan Review

Singapore Application Eligibility

Age: 21 – 65 years
Minimum annual income: S$20,000

For Existing Standard Chartered Credit Cardholders

No documents are required.

However, if there has been a recent change in your income, please submit your updated documents for review during the application process.

Foreigners Application Eligibility

Age: 21 – 65 years
Minimum annual income: S$60,000
Must hold a Singapore Employment Pass

For Existing Standard Chartered Credit Cardholders

No documents are required.

However, if there has been a recent change in your income, please submit your updated documents for review during the application process.

Loan Details

First Year Annual fee S$199

S$199 is deducted from the approved loan amount (CashOne Personal Loan Cashback Promotion Terms and Conditions apply)
From second year S$0 until the expiry of the instalment tenure, S$50 will be charged annually if any instalments are not paid on or before the due dates in full for the preceding 12 consecutive calendar months.

Other fees

Early redemption fee: S$150 or 3% of the outstanding principal (whichever is higher)

Change of tenure: S$50 per change, subject to the Bank’s approval

Late payment fee: S$80 additional interest will be calculated on a daily basis at the EIR of 26.9% p.a. (0.074% per day)

Default interest: EIR +4%p.a. if 2 full repayments are late within 6 consecutive months, then default interest will apply (see FAQ 7)

Lender Details

Standard Chartered in Singapore is a global bank within South East Asia, Africa, Europe and America. They have a large presence with over 1500 branches worldwide.

Standard Chartered has been in Singapore for 157 years. It’s amongst the first global banking groups to receive a Qualifying Full Bank (QFB) licence. With some 7,000 employees in Singapore, several branches and ATMs, customers have access to all its banking facilities.