To those who are more financially conservative, they may frown upon the use of credit card and see it as an evil that tempts one towards over-spending and debt. It is indeed a double-edged sword – master it and a credit card can give you endless benefits in terms of accruing air miles and cash …
We’ve heard of insurance for health, accident, car, travel… but have you heard of mortgage insurance? Most importantly, how is it useful and do you need it? Do you need Home Insurance in Singapore? Why Do I Need Mortgage Insurance? A mortgage loan might be the biggest purchase you ever make in your life. Most …
Should You Borrow From Legal Moneylenders? Thanks to the revised rules for moneylenders in Singapore, potential borrowers now have more transparency on the amount of interest they will need to pay with such loans. In the past, licensed moneylenders in Singapore can charge between 13 to 20 percent interest on loan amounts, and that’s not …
UOB One Card For credit card users who love cash rebate, the UOB One Card should be very familiar to you. Giving up to 5% cash rebate for all purchases, it is considered the most generous cash rebate card in Singapore. Other than just quarterly cash rebate, customers can also enjoy a huge variety of …
Looking to buy a new house this year? Investing in a new car after getting a fat bonus? This would likely mean that you need to take a loan for that big ticket item. But before you are able to take out a loan, have you wondered about how you rank on the credit-worthiness scale? …
Taxi Credit Card Payment One of the biggest gripes you hear from credit card account holders is the way that some retailers will add a credit card surcharge on top of the price. It’s annoying because so many people use credit cards to buy things, and think that the companies involved should factor processing charges …
Pay for your taxi ride by credit card – with no surcharge! Read More »
Are you worried about who knows your credit card details? You should be. With identity theft rampant, it’s up to you to keep your card details secret and to ensure that no crook gets the chance to have a field day with your hard-earned cash. We take card security very seriously at Enjoy Compare, and …
Your credit card details are safe, government says Read More »
Month after month we tell our readers and customers how lucky they are to be in Singapore, where we have what are the world’s best offers on premium credit cards. As a truly affluent nation with a limited number of bank customers, all the credit card Credit Card Companies know that they have to fight for …
Australian credit card users catch on to Singapore travel offers Read More »
We’ve already spoken about the ridiculous system of credit card surcharges gouging extra money out of card holders. We think that a ten per cent surcharge on some purchases is scandalous, particularly when the bank processing fee can be as little as one to three per cent. The rest – of course – being sheer …
Credit card purchases – check for fees, says MAS Read More »
The Crime Prevention Council and Singapore Police force has recently launched an anti-scam campaign to raise awareness of online scams in Singapore. The number of people falling prey to the 10 worst online scams went up by 156% from 806 cases in 2013 to 2064 last year, according to the statistics from the police. The …
Low Credit Rating? Our British pals have a saying: “The pound in your pocket”. It describes how the world of big money eventually filters down to affect your everyday life and your family’s budget. Coined in 1967 by then Prime Minister Harold Wilson, it’s as true today as it was then. However, we’ll be the …
Low credit rating? Why Singapore’s credit bureau set-up needs to change Read More »